The world biggest initiative taken by the BJP government named as the Pradhan Mantri Jan Dhan Yojana under the financial inclusion initiative. The initiative was launched on 28 August 2014 when the Modi government came into power for first time. The Pradhan Mantri Jan Dhan Yojana (PMJDY) has just completed 11 years that’s why it was in the news recently on 28 August 2025. The objective behind to launch the Pradhan Mantri Jan Dhan Yojana (PMJDY) was to promote financial education via banking, savings, credit, insurance, pensions, and remittance services.
Let’s start the MCQs.
01) Which of the following initiative is the biggest in the world taken by the Indian Government as the financial inclusion initiative?
A) Pradhan Mantri Suraksha Bima Yojana
B) Pradhan Mantri Mudra Yojana
C) Pradhan Mantri Senior Citizen Pension Yojana
D) Pradhan Mantri Jan Dhan Yojana
Correct answer is option “D”
02) Why Pradhan Mantri Jan Dhan Yojana (PMJDY) is in the news recently?
A) Because it completed 09 years
B) Because it completed 10 years
C) Because it completed 11 years
D) Because it completed 12 years
Correct answer is option “C”
03) When did the Pradhan Mantri Jan Dhan Yojana (PMJDY) launched by the government?
A) 28 August 2011
B) 28 August 2012
C) 28 August 2013
D) 28 August 2014
Correct answer is option “D”
04) What was the objective behind to launch the Pradhan Mantri Jan Dhan Yojana (PMJDY)?
A) To promote financial education via banking, savings, credit, insurance, pensions, and remittance services
B) To promote financial inclusion via banking, savings, credit, insurance, pensions, and remittance services
C) To promote financial independence via banking, savings, credit, insurance, pensions, and remittance services
D) To promote financial help via banking, savings, credit, insurance, pensions, and remittance services
Correct answer is option “B”
05) Which of following statement is true about PMJDY?
A) The Yojana supports Direct Benefit Transfers (DBTs)
B) The Yojana forms the backbone of government economic initiatives
C) Only statement A is correct
D) Both statement A and B are correct
Correct answer is option “D”
06) After the PMJDY launched it is projected that almost 100% households and over 90% adults have bank accounts in India which was_________ before the Yojana. Fill in the blanks.
A) 49% of households and 35% of adults
B) 59% of households and 30% of adults
C 59% of households and 59% of adults
D) 59% of households and 35% of adults
Correct answer is option “D”
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All the best for a Brightest Future